Understanding Background Checks and AML screening

Last updated: November 26, 2025

At AiPrise, we also provide robust global and regional background screening mechanisms to help you verify individuals and businesses with confidence.

1. Global AML Screening

Our Global Anti-Money Laundering (AML) screening is powered by ComplyAdvantage, one of the industry’s most trusted data providers. This background check taps into real-time, structured databases from governments and regulatory authorities across the globe.

We screen against the following categories:

Sanctions, Warnings, and Fitness & Probity

  • Sanctions Lists: e.g. OFAC SDN List, HM Treasury Sanctions List

  • Warnings: e.g. US Immigration and Customs Wanted

  • Fitness & Probity: e.g. US System for Award Management Exclusions

Politically Exposed Persons (PEPs)

We check across multiple PEP classifications:

  • PEP Class 1: Heads of State, National Parliaments, National Governments

  • PEP Class 2: Regional Governments, Regional Parliaments

  • PEP Class 3: Senior Management & Boards of State-Owned Enterprises

  • PEP Class 4: Mayors and Local City Councils

Adverse Media Monitoring (All Adverse Media V2)

Categories Monitored:

  • Property

  • Financial AML/CFT

  • Fraud Linked

  • Narcotics AML/CFT

  • Violence AML/CFT

  • Terrorism

  • Cybercrime

  • General AML/CFT

  • Regulatory

  • Financial Difficulty

  • Non-AML/CFT Violence

  • Other Financial, Serious, or Minor Risks

🔗 Here's a detailed list of screening categories and sources.

2. LATAM Country-Specific Checks

For businesses operating in Mexico, Colombia, Chile, Brazil, and Peru, AiPrise performs deeper jurisdiction-specific background checks, querying:

  • Judicial and Criminal Records

  • National Government and Watchlist Databases

  • Regional Sanctions Lists

  • Politically Exposed Person Registries

These checks are especially valuable for evaluating local regulatory compliance and reputational risk for businesses and individuals operating in Latin America.

🔗 Here's a detailed list with each country’s sources.

⚠ Why This Matters

Fraud is getting more sophisticated. Static KYC checks alone are no longer enough. Our background checks are built to adapt to modern fraud tactics by correlating dynamic risk signals, reducing false positives, and helping you stay AML-compliant across borders.

If you have questions about activating or interpreting background checks on your account, feel free to contact our support team.